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Capital Line Commercial Medical Building and Doctor's Office Complex Lender
Capital Line works with select banks and institutional investors to serve communities across the country by originating Medical Building loans nationwide.
Capital Line provides a diverse innovative Medical Complex lending platform capable of providing Medical complex loans from $500,000 to $50+ million dollars.
Capital Line specializes in arranging financing around the United States for Medical Office Developments, Medical Facilities of almost every description and Medical Research & Development Buildings. We have developed a wide array of excellent lenders and banking institutions of financial strength and a willingness to lend.
Capital Line is blessed to be backed by a staff of seasoned, experienced professionals. These factors enable Capital Line to provide a low cost, one-stop solution for Medical Complex financing and Medical Office Building Contruction loans.
- Bridge Loans
- Conduit
- Construction Financing
- Conventional Financing
- Fannie Mae Loans
- Freddie Mac Loans
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Have Questions? Want to get Started? Please Contact Us:
Capital Line Commerical Financing Contact Form
Loan Programs In Detail
Bridge Loans
A second trust that is collateralized by the borrower’s property allowing the proceeds to be used to close on a new property before the present property is sold.
Bridge Loans are a form of Interim Loan, which are generally made between a short-term loan and a permanent (long-term) loan, when the borrower needs to have more time before taking the long-term financing. For our purposes, this is not a mortgage but a short
term financing instrument.
| Location: |
Nationwide |
| Property Type(s) : |
Financing for acquisitions, refinances and new construction for Medical Buildings, facilities and R&D |
| Loan Minimum: |
$1,000,000 |
| Loan-to-Value: |
75% (80% Loan to Cost) |
| DSCR: |
1.0-1:25 |
| Recourse: |
Dependent upon the terms of loan |
| Fixed Rate Period: |
Floating, 6 month, or 1-3 years |
| Term: |
1-3 years |
| Amortization: |
30 years |
| Pre-Payment Penalty: |
Flexible Terms |
| Interest Only: |
Available |
| Special Programs: |
Rehabilitation, Repositioning, Workouts |
Conduit Financing
A conduit is a financial intermediary that sponsors the conduit between the lender(s) originating loans and the ultimate investor. The conduit makes or purchases loans form third party correspondents under standardized terms, underwriting and documents and then, when sufficient volume has been obtained, pools the loans for sale to investors in the CBMS (Commercial Mortgage Backed Securities) markets
| Location: |
Nationwide |
| Property Type(s) : |
We provide financing for acquisitions, refinances plus new construction for Medical Buildings, Facilities and Medical R&D |
| Loan Minimum: |
$1,000,000 |
| Loan-to-Value: |
80% (85% with Mezzanine Note) |
| DSCR: |
1:20-1:25 |
| Recourse: |
None |
| Fixed Rate Period: |
5, 7, or 10 Years |
| Term: |
5, 7, or 10 years |
| Amortization: |
30 Years |
| Pre-Payment Penalty: |
Defeasance or Yield Maintenance |
| Interest Only: |
Available |
| Special Programs: |
N/A |
Conventional Financing
A Conventional mortgage loan is any loan other than a VA or an FHA loan. It is a Non-Government Loan. This loan requires standard financing on most traditional loan requests.
| Location: |
Nationwide |
| Property Type(s) : |
We provide financing for acquisitions, refinances plus new construction for Medical Buildings, Facilities and Medical R&D |
| Loan Minimum: |
$1,000,000 |
| Loan-to-Value: |
75% |
| DSCR: |
1:20 |
| Recourse: |
( Full) (Partial at lower LTVs) |
| Fixed Rate Period: |
Floating, 6 month, 3, 5, 7, 10, 20, 30) |
| Term: |
5-30 Years |
| Amortization: |
30-40 Years |
| Pre-Payment Penalty: |
Declining Balance |
| Interest Only: |
Available depending upon program |
| Special Programs: |
N/A |
Fannie Mae (FNMA)
Fannie Mae is a congressionally chartered corporation which buys mortgages on the secondary market from Banks, Savings & Loan, Etc. FNMA then pools the mortgages and sells the mortgages as mortgage-backed securities to investors on the open market. Monthly principal and interest payments are guaranteed by FNMA but not by the U.S. Government Long term government sponsored loans for various types of rental housing.
| Location: |
Nationwide |
| Property Type(s) : |
We provide financing for acquisitions, refinances plus new construction for Medical Buildings, Facilities and Medical R&D |
| Loan Minimum: |
$1,000,000 |
| Loan-to-Value: |
75% |
| DSCR: |
1:25% |
| Recourse: |
None |
| Fixed Rate Period: |
Floating, 5, 7, 10, 15, 20 25, 30 years |
| Term: |
5-30 Years |
| Amortization: |
30 Years |
| Pre-Payment Penalty: |
Defeasance of Yield Maintenance |
| Interest Only: |
Available |
| Special Programs: |
Yes. Available |
Definitions
Bridge
Short-Term financing typically utilized for
the rehabilitation or repositioning of properties.
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Conduit
Non-recourse financing for higher grade
collateral with a strong operating history. |
Construction and Rehabilitation
For horizontal development, vertical construction,
and rehabilitation of multi-family properties.
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Conventional
Standard traditional loan requests. |
Fannie Mae
Long-term government sponsored loans
for various types of rental housing.
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Freddie Mac
Long-term government sponsored loans for
various types of mult-family and heath care properties. |
Hard Money
High-cost short term financing for loan request not
typically service By Institutional Lenders.
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HUD
Long-term government insured loans for various types
of multi-family and health care properties. |
Mezzanine
Secondary loan typically secured by stock in the borrowing entity, not the real estate. |
SBA
Government guaranteed loans for 51% or more owner-occupied properties. | |
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